Chad Van Horn is an attorney based in Fort Lauderdale, Florida. Chad focuses his practice on bankruptcy and student loan law. Chad stopped by the show to discuss student loan debts and various tips on how to go about managing student loan debt. Chad highlighted many principles surrounding federal and private student loans, how to resolve wage garnishments on your student loans, the keys to taking out federal loans, and much more.
Thanks to Chad Van Horn at https://www.vanhornlawgroup.com.
1:20- About Chad’s Practice
4:25- Federal and Private Student Loans
9:25- How does the statute of limitations relate to Student Loans?
11:40- Problems with debt collection
12:55- Private Student loans and cosigners
14:50- Ways to fix wage garnishments with your Student Loans
16:45- What to do if your tax refund is offsetted
19:20- How long would a consolidation plan take to get out of default and then how do you use that to make progress on your student debts?
23:40- Learning more about public service loan forgiveness
26:40- The IRS and student loans
29:00- Common issues with federal loans
32:40- Keys to taking out federal loans
35:15- Issues with private loans and automatic default
39:30- Private student loans and lawsuits
43:45- Student loan lawsuit defenses
45:30- Abuses in debt collection practices
48:45- Student loans and how they relate to filing bankruptcy
52:20- How to get in touch with Chad Van Horn